Open Source Alternatives to YNAB
A personal finance management app that helps users allocate every dollar, track spending, set goals, and reduce money stress through a structured budgeting method.
Whether you want to cut software costs or escape vendor lock-in, these open source alternatives to YNAB give you an option you fully own. You can self-host them, so your data stays on infrastructure you control. This page lists 11 open source alternatives to YNAB. The most popular are Maybe, Actual and Firefly III. Most use the AGPL-3.0 or MIT license, and 11 offer an official Docker image.
Maybe
A self hosted personal finance tracker that consolidates accounts, investments, and assets into a net worth dashboard.
Actual
A local-first personal finance tool using envelope budgeting with multi-device synchronization and optional end-to-end encryption.
Firefly III
Manage personal finances and track expenses using a self-hosted system with double-entry bookkeeping and rule automation.
Sure.am
A self-hosted personal finance and wealth management platform for tracking expenses and managing overall net worth.
ezBookkeeping
Manage personal finances with a self-hosted tracker featuring multi-currency support and AI-powered receipt recognition.
Financial Freedom
A self-hosted budgeting application for tracking wealth and managing financial data without third party tracking.
ExpenseOwl
A self-hosted expense tracking system with monthly pie-chart visualizations and cashflow indicators for personal finance.
OpenBudgeteer
A self-hosted budgeting application based on the bucket budgeting principle for managing personal finances.
WYGIWYH
A self-hosted finance tracker for managing income and expenses without the constraints of traditional budgeting.
Monetr
A self-hosted budgeting application designed to manage recurring expenses and track remaining funds for unplanned spending.
Ocular
A self-hosted budgeting application for tracking expenses and analyzing financial data across multiple years.
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